Terms of Use (“Terms”)


Last updated: February 2nd, 2020

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://www.SmallBusinessDecisions.com website operated by Small Business Decisions (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Business Decisions

You are solely responsible for your own business decisions.

Small Business Decisions is in no way responsible for your Business Decisions.


The Content shared on this website may contain business concepts which can be applied to your business.  The applications of these concepts are solely up to your discretion and Small Business Decisions is in no way responsible or liable for the results of application of the content and concepts.


The Downloadable Tools shared on this website may contain Calculations and calculation Results based on your business data.  The applications of these Calculations and Results is solely up to your discretion and Small Business Decisions is in no way responsible or liable for the impact and results of application of those Calculations and Results.

The Calculations and Results of the tools have been vetted as much as possible, but may occasionally contain calculation errors that become apparent or material when applying to your business data.  Small Business Decisions is in no way responsible for the impact of those errors.


We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Small Business Decisions.

Small Business Decisions has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Small Business Decisions shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

If you have any questions about these Terms, please contact us.